/* =========================
   CSS RESET & BASE STYLES
   ========================= */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed,
figure, figcaption, footer, header, hgroup,
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
body {
  background: #fff;
  color: #13294B;
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.6;
  min-height: 100vh;
}
img {
  max-width: 100%;
  display: block;
}
ul, ol {
  list-style: none;
}
a {
  color: #13294B;
  text-decoration: none;
  transition: color 0.2s;
}
a:focus, button:focus {
  outline: 2px solid #F2B705;
  outline-offset: 3px;
}
strong, b {
  font-weight: 600;
}
hr {
  border: 0;
  border-top: 1px solid #e4e7eb;
  margin: 24px 0;
}

/* =========================
   BRAND TYPOGRAPHY
   ========================= */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  color: #13294B;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}
h1 {
  font-size: 2.625rem; /* 42px */
  line-height: 1.1;
  margin-bottom: 24px;
}
h2 {
  font-size: 2rem; /* 32px */
  line-height: 1.2;
  margin-bottom: 20px;
}
h3 {
  font-size: 1.5rem;
  line-height: 1.25;
}
h4 {
  font-size: 1.25rem;
}
p, ul, ol, dl, blockquote {
  font-size: 1rem;
  margin-bottom: 16px;
  color: #13294B;
}
blockquote {
  font-size: 1.125rem;
  line-height: 1.4;
  color: #13294B;
  background: #F8F9FA;
  border-left: 3px solid #F2B705;
  padding: 16px 24px;
  margin: 0 0 12px 0;
}
.text-section p i {
  color: #495768;
}

/* =========================
   LAYOUT CONTAINER & SPACING
   ========================= */
.container {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;
  padding-left: 20px;
  padding-right: 20px;
  box-sizing: border-box;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 12px;
  margin-bottom: 20px;
  box-shadow: 0 2px 8px 0 rgba(19,41,75,0.04);
  transition: box-shadow 0.18s;
  position: relative;
  padding: 24px 20px;
  flex: 1 1 310px;
  min-width: 250px;
}
.card:hover {
  box-shadow: 0 6px 24px 0 rgba(19,41,75,0.07);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: #F8F9FA;
  border-radius: 10px;
  box-shadow: 0 2px 8px 0 rgba(19,41,75,0.03);
  margin-bottom: 20px;
}
.testimonial-card blockquote {
  background: transparent;
  border: none;
  padding: 0;
  margin: 0;
  font-style: italic;
  font-size: 1.1rem;
  color: #13294B;
}
.testimonial-author {
  font-size: 0.97rem;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  color: #495768;
  margin-left: 8px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  margin-bottom: 20px;
}

/* ---------- PAGES MAIN SECTIONS ---------- */
.hero {
  background: #F8F9FA;
  border-bottom: 1px solid #eef0f2;
  padding: 48px 0 44px 0;
  margin-bottom: 0;
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 14px;
}
.features ul,
.services ul,
.contact ul {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.features ul li,
.services ul li,
.contact ul li {
  display: flex;
  align-items: center;
  gap: 12px;
  color: #13294B;
  padding: 0;
  font-size: 1.07rem;
  background: none;
}
.steps ol {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 18px;
  counter-reset: step;
}
.steps ol li {
  display: flex;
  align-items: center;
  gap: 13px;
  position: relative;
  padding-left: 0px;
  font-size: 1.08rem;
}
.steps ol li::before {
  display: none;
}
.cta {
  background: #fff;
  border-top: 1px solid #eef0f2;
  padding: 42px 0 38px 0;
  margin-bottom: 0;
}
.cta .content-wrapper {
  align-items: center;
  text-align: center;
  gap: 18px;
}
.contact-form .text-section p {
  margin-bottom: 10px;
}
.legal {
  background: #fff;
  padding: 40px 0 40px 0;
}
.confirmation {
  background: #F8F9FA;
  padding: 48px 0 44px 0;
}

/* =========================
   NAVIGATION & HEADER
   ========================= */
header {
  background: #fff;
  border-bottom: 1px solid #eef0f2;
  box-shadow: 0 2px 8px rgba(19,41,75,0.03);
  z-index: 30;
}
header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 66px;
  gap: 20px;
}
.logo img {
  height: 34px;
  width: auto;
}
.main-nav {
  display: flex;
  gap: 22px;
  align-items: center;
  justify-content: flex-start;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  padding: 6px 8px;
  color: #13294B;
  border-radius: 6px;
  transition: background 0.18s, color 0.2s;
  line-height: 1.2;
}
.main-nav a:hover,
.main-nav a:focus {
  background: #F2B70513;
  color: #F2B705;
}
.cta-btn.primary {
  display: inline-block;
  background: #13294B;
  color: #fff;
  padding: 11px 30px;
  font-family: 'Montserrat', Arial, sans-serif;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  border: none;
  box-shadow: 0 1px 4px rgba(19,41,75,0.06);
  cursor: pointer;
  transition: background 0.2s, box-shadow 0.2s, color 0.2s;
}
.cta-btn.primary:hover,
.cta-btn.primary:focus {
  background: #F2B705;
  color: #13294B;
  box-shadow: 0 4px 18px 0 rgba(19,41,75,0.11);
}
.cta-btn.secondary {
  display: inline-block;
  background: #F2B705;
  color: #13294B;
  padding: 11px 30px;
  font-family: 'Montserrat', Arial, sans-serif;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 600;
  border: none;
  box-shadow: 0 1px 4px rgba(242,183,5,0.07);
  cursor: pointer;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
}
.cta-btn.secondary:hover,
.cta-btn.secondary:focus {
  background: #13294B;
  color: #fff;
  box-shadow: 0 3px 8px 0 rgba(19,41,75,0.09);
}

/* =========================
   MOBILE MENU (Burger Nav)
   ========================= */
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2rem;
  line-height: 1;
  color: #13294B;
  padding: 8px 12px;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.18s;
  z-index: 120;
}
.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  background: #F2B70513;
}
.mobile-menu {
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: #fff;
  z-index: 200;
  padding: 36px 0 0 0;
  transform: translateX(-100vw);
  transition: transform 0.33s cubic-bezier(.5,.16,0,1.04);
  box-shadow: 0 2px 16px 0 rgba(19,41,75,0.07);
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  position: absolute;
  right: 22px;
  top: 22px;
  background: none;
  border: none;
  font-size: 1.8rem;
  color: #495768;
  border-radius: 6px;
  padding: 8px 10px;
  cursor: pointer;
  transition: background 0.2s;
  z-index: 210;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: #eef0f2;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  margin-top: 40px;
  width: 100%;
  align-items: center;
  gap: 18px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.1rem;
  color: #13294B;
  padding: 16px 0;
  width: 100vw;
  text-align: center;
  border-bottom: 1px solid #eef0f2;
  background: transparent;
  transition: background 0.18s, color 0.18s;
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  background: #F2B70513;
  color: #F2B705;
}
body.menu-open {
  overflow: hidden;
}

/* =========================
   FOOTER
   ========================= */
footer {
  background: #fff;
  border-top: 1px solid #eef0f2;
  margin-top: 60px;
  padding: 32px 0 12px 0;
}
footer .container {
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: flex-start;
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-bottom: 12px;
}
.footer-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 0.93rem;
  color: #13294B;
  padding: 4px 6px;
  border-radius: 5px;
  transition: background 0.19s, color 0.18s;
}
.footer-nav a:hover,
.footer-nav a:focus {
  background: #F2B70513;
  color: #F2B705;
}
.contact-details {
  font-size: 0.98rem;
  color: #495768;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.contact-details img {
  height: 1.1em;
  margin-right: 6px;
  vertical-align: middle;
  opacity: 0.94;
}
.footer-copy {
  font-size: 0.90rem;
  color: #9FA8B2;
  padding: 9px 0 0 0;
  width: 100%;
}

/* =========================
   COOKIE CONSENT BANNER
   ========================= */
.cookie-banner {
  position: fixed;
  left: 0; bottom: 0; right: 0;
  width: 100vw;
  background: #13294B;
  color: #fff;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 26px;
  padding: 24px 20px 16px 20px;
  z-index: 999;
  box-shadow: 0 -2px 16px 0 rgba(19,41,75,0.13);
  font-size: 1rem;
  transition: transform 0.4s cubic-bezier(.8,.41,.38,1);
  transform: translateY(0);
}
.cookie-banner.hide {
  transform: translateY(130%);
}
.cookie-banner .cookie-message {
  flex: 1 1 380px;
  max-width: 600px;
  font-size: 1.05rem;
  color: #fff;
}
.cookie-banner .cookie-btns {
  display: flex;
  flex-direction: row;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
}
.cookie-banner button {
  padding: 9px 22px;
  font-size: 1rem;
  border-radius: 6px;
  border: none;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  cursor: pointer;
  transition: background 0.2s, color 0.2s, box-shadow 0.2s;
}
.cookie-banner .accept {
  background: #F2B705;
  color: #13294B;
  box-shadow: 0 2px 6px 0 rgba(242,183,5,0.04);
}
.cookie-banner .accept:hover,
.cookie-banner .accept:focus {
  background: #F8F9FA;
  color: #13294B;
}
.cookie-banner .reject {
  background: #fff;
  color: #13294B;
  border: 1px solid #F2B705;
}
.cookie-banner .reject:hover,
.cookie-banner .reject:focus {
  background: #F2B705;
  color: #13294B;
}
.cookie-banner .settings {
  background: transparent;
  color: #F2B705;
  border: 1px solid #F2B705;
}
.cookie-banner .settings:hover,
.cookie-banner .settings:focus {
  background: #F2B705;
  color: #13294B;
}

/* Cookie Modal */
.cookie-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(13,19,39,0.36);
  z-index: 1001;
  display: flex;
  justify-content: center;
  align-items: center;
  transition: opacity 0.24s;
  pointer-events: auto;
}
.cookie-modal {
  background: #fff;
  color: #13294B;
  border-radius: 12px;
  box-shadow: 0 8px 34px 0 rgba(19,41,75,0.16);
  max-width: 420px;
  width: 92vw;
  padding: 36px 28px 24px 28px;
  display: flex;
  flex-direction: column;
  gap: 22px;
  position: relative;
  z-index: 1002;
  animation: fadeInUp 0.33s 1;
}
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(45px); }
  to { opacity: 1; transform: translateY(0); }
}
.cookie-modal h2 {
  font-size: 1.35rem;
  margin-bottom: 0.4em;
  color: #13294B;
}
.cookie-categories {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 12px;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 11px;
  font-size: 0.98rem;
}
.cookie-category label {
  font-weight: 500;
  color: #13294B;
}
.cookie-category input[type="checkbox"] {
  accent-color: #F2B705;
  width: 20px; height: 20px;
}
.cookie-category .info {
  font-size: 0.92em;
  color: #687a8a;
}
.cookie-modal .modal-btns {
  display: flex;
  justify-content: flex-end;
  gap: 14px;
}
.cookie-modal .modal-save {
  background: #F2B705;
  color: #13294B;
  border: none;
}
.cookie-modal .modal-save:hover,
.cookie-modal .modal-save:focus {
  background: #13294B;
  color: #fff;
}
.cookie-modal .modal-cancel {
  background: #fff;
  border: 1px solid #13294B;
  color: #13294B;
}
.cookie-modal .modal-cancel:hover {
  background: #F8F9FA;
}
.cookie-modal .modal-close {
  background: none;
  border: none;
  position: absolute;
  top: 13px; right: 19px;
  font-size: 1.32rem;
  color: #495768;
  cursor: pointer;
  padding: 4px 8px;
  border-radius: 5px;
  transition: background 0.16s;
}
.cookie-modal .modal-close:hover {
  background: #F8F9FA;
}

/* =========================
   MEDIA QUERIES (RESPONSIVE)
   ========================= */
@media (max-width: 1099px) {
  .container {
    max-width: 960px;
  }
  .main-nav {
    gap: 16px;
  }
}
@media (max-width: 900px) {
  .main-nav {
    gap: 8px;
  }
}
@media (max-width: 780px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.4rem; }
}
@media (max-width: 768px) {
  .container {
    max-width: 100vw;
    padding-left: 10px;
    padding-right: 10px;
  }
  header .container {
    gap: 10px;
    padding-left: 10px;
    padding-right: 10px;
  }
  .main-nav {
    display: none;
  }
  .cta-btn.primary {
    padding: 10px 18px;
    font-size: 0.98rem;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .content-wrapper {
    gap: 15px;
  }
  .card-container,
  .content-grid {
    gap: 13px;
  }
  .card {
    min-width: 95vw;
    padding: 16px 8px;
  }
  .hero {
    padding: 24px 0 20px 0;
  }
  .section {
    padding: 26px 8px;
    margin-bottom: 36px;
  }
  .footer-nav {
    gap: 10px;
  }
  .text-image-section {
    flex-direction: column;
    gap: 16px;
  }
  .testimonial-card {
    flex-direction: column;
    align-items: flex-start;
    padding: 13px;
    gap: 9px;
  }
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
    padding: 18px 10px 12px 10px;
    font-size: 0.97rem;
  }
  .cookie-banner .cookie-message {
    max-width: 98vw;
    font-size: 0.98rem;
  }
}
@media (max-width: 580px) {
  .container {
    padding-left: 6px;
    padding-right: 6px;
  }
  .footer-copy {
    font-size: 0.83rem;
  }
  .card {
    min-width: 90vw;
  }
  .cookie-modal {
    padding: 22px 8px 12px 8px;
  }
}

/* =========================
   MICRO INTERACTIONS & EFFECTS
   ========================= */
.cta-btn, .cookie-banner button, .cookie-modal button {
  transition: 
    background 0.17s cubic-bezier(.4,.07,.21,1),
    color 0.17s cubic-bezier(.4,.07,.21,1),
    box-shadow 0.18s cubic-bezier(.4,.07,.21,1);
}
.card:hover {
  box-shadow: 0 4px 16px 0 rgba(19,41,75,0.09);
}
.testimonial-card {
  transition: box-shadow 0.16s;
}
.testimonial-card:hover {
  box-shadow: 0 8px 28px 0 rgba(19,41,75,0.09);
}
.features ul li img,
.services ul li img,
.contact ul li img,
.steps ol li img {
  height: 28px;
  width: 28px;
  opacity: 0.92;
}

/* =========================
   UTILITY CLASSES
   ========================= */
.text-center { text-align: center !important; }
.mt-16 { margin-top: 16px !important; }
.mb-24 { margin-bottom: 24px !important; }
.hide { display: none !important; }
.flex { display: flex !important; }
.gap-20 { gap: 20px; }
.gap-24 { gap: 24px; }

/* =========================
   PRINT FRIENDLY
   ========================= */
@media print {
  header, footer, .mobile-menu, .cookie-banner, .cookie-modal-overlay {
    display: none !important;
  }
  body {
    color: #232628;
    background: #fff;
  }
  main {
    margin: 0;
    padding: 0;
  }
}